Workers Compensation

Insurance that ensures compensation (financial benefit) is provided to employees suffering from injuries / illnesses substantially developed from their work.

This guarantees that injured workers will have the financial needs met in the case of income-preventing injury (no reliance on individual workplace for payments).

The legislation is Workers Compensation Act NSW 1987.

Safe Work NSW: The statutory body in NSW that oversees compliance in terms of mandatory workers’ compensation insurance. Responsible for enforcing the WHS legislation, issuing fines for breaches and developing codes / processes to improve worksites after inspections.

Injured employees may claim a lump sum compensation or sue for common law damages for negligence in work practices.

Not payable if intentionally self-injured or due to own negligence.